Question 1

What is the best way to send money from USA to Australia?

Accepted Answer

Today, Remitly delivers the highest amount — A$1,378 for every $1,000 sent, at a rate of 1.3781 AUD per USD. Compare every provider's true cost (rate plus fee) above before deciding.

Question 2

What is today's USD to AUD exchange rate?

Accepted Answer

The mid-market rate right now is approximately 1 USD = 1.3886 AUD. This is the rate banks use among themselves — providers add a margin on top, which is why the rate you actually get is lower.

Question 3

How much does it cost to send $1,000 to Australia?

Accepted Answer

Costs vary significantly. The best provider (Remitly) gives you A$1,378 after fees. The worst (Wells Fargo) only gives you A$1,347. That's a difference of A$31 on a single $1,000 transfer.

Question 4

How long do transfers take?

Accepted Answer

Speed varies by provider and payment method. Remitly typically completes in minutes. Cash pickup networks like MoneyGram, Western Union and Xoom are usually fastest (minutes). Bank wires and ACH transfers can take 1–3 business days.

Question 5

Are there taxes on sending money to Australia?

Accepted Answer

In most cases, sending money internationally is not taxable for the sender. However, large transfers (typically over $10,000 USD or equivalent) may require reporting to financial authorities such as FinCEN in the US or HMRC in the UK. The recipient country may have its own rules. Always check with a tax professional for your situation.

Provider	Fee	Rate	Recipient gets	Speed
1 RemitlyBest value	Free	1.3781	A$1,378	Minutes	Send
2 Instarem	Free	1.3776	A$1,378	Same day	Send
3 Wise	USD 9.93	1.3886	A$1,375	Within hours	Send
4 Bank of America	Free	1.3546	A$1,355	1–3 days	Send
5 Xoom	Free	1.3508	A$1,351	Minutes	Send
6 OFX	USD 5.00	1.3556	A$1,349	1–2 days	Send
7 Wells Fargo	Free	1.3467	A$1,347	1–3 days	Send

Send Money from USA to Australia — Best USD/AUD Rates

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